About Us  
         Morehead Area Habitat for Humanity is a non-profit, ecumenical housing ministry dedicated to eliminating poverty housing and homelessness from Rowan County and to make decent shelter a matter of conscience and action.  
         To accomplish these goals, we invite people of all backgrounds, races and religions to build houses together in partnership with families in need. Habitat for Humanity was founded in 1976 by Millard Fuller, along with his wife, Linda in Americus, Georgia.
         Today, Habitat for Humanity international has built over 300,000 houses around the world, providing more than 1.5 million people in 3,000 communities with safe, decent, affordable shelter. At Morehead Area Habitat we have built 30 of those 300,000 homes.
         Habitat can only build these affordable homes through volunteer labor and donations of money and materials. Habitat builds and rehabilitates simple, decent houses alongside our homeowner (partner) families. Habitat is not a giveaway program. In addition to a down payment and monthly mortgage payments, homeowners invest hundreds of hours of their own labor (sweat equity) into building their Habitat house and the houses of others. Habitat houses are sold to partner families at no profit and financed with affordable loans. The homeowners’ monthly mortgage payments are used to build still more Habitat houses.
         Our partner families are chosen through a family selection committee which picks homeowners based on their level of need, their willingness to become partners in the program and their ability to repay the loan. Every affiliate follows a nondiscriminatory policy of family selection. Neither race nor religion is a factor in choosing the families who receive Habitat houses. 
         Habitat houses cost anywhere from US$800 in some developing countries to an average of nearly US$60,000 in the United States and mortgage length can vary from 7 to 30 years. In Rowan County average house price is 45,000 with a 20year mortage.